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Welcome to Habitat for Humanity of Frederick County’s affordable homeownership opportunity in Phase 1 of a new 12‑unit condominium community located at the corner of West All Saints Street and Ice Street in downtown Frederick, MD. This program offers eligible residents a pathway to stable, long‑term homeownership in the heart of the city.**

To be considered, applicants/BUYERS must meet the following criteria:  
- Live or work in Frederick County for at least one year  
- Qualify for a mortgage with a fair or better FICO credit score (minimum 580), reasonable debt, and no recent late payments, charge‑offs, or collections  
- Have a household income between **50% and 80% of the Area Median Income (AMI)**  
- Be willing to complete required “sweat equity” hours with the support of family or friends  

**FY25 AMI Income Ranges for West All Saints:**  
- Single person: $57,400–$74,800  
- Two people: $65,600–$85,450  
- Three people: $73,800–$96,150  
- Four people: $81,950–$106,800  

If you meet the eligibility requirements and would like to take the next step, please share your contact information by completing the Home Buyer Interest Form:  
https://frederickhabitat.org/what-we-do/homeownership-support/home-buyer-form/
#MDFR2080838

FREDERICK

104 W ALL SAINTS STREET B C2

2 Beds

1 Baths

830 Sq.Ft.

$265,000

MLS#: MDFR2080838

Charming historic home in the Heart of Cumberland, MD Full of history and nestled in the beautiful mountains of Western Maryland, this comfortable home offers the perfect blend of old-world character, unique and modern updates. Built in 1890 and located in a picturesque historic neighborhood, you're just a short walk from the vibrant town center of Historic Cumberland, the scenic Great Allegheny Passage biking trail, and convenient access to I-68.  Located in the WESTSIDE neighborhood of Cumberland,  includes 3 bedrooms 1.5 baths (one on each floor), HVAC with central air new in 2024, appliances included, replacement windows,  roof is 7 years old, level rear fenced yard and a detached garage accessed from the rear alley, Located in a walkable, historic neighborhood, don’t miss out on this versatile and charming home and one of Maryland’s hidden gems!
#MDAL2012902

CUMBERLAND

417 FAYETTE STREET

3 Beds

1 Baths

1,560 Sq.Ft.

$139,900

MLS#: MDAL2012902

This charming ranch-style home, built in 1965 and completely renovated in 2025, offers a perfect blend of classic comfort and modern updates. With 1,425 sq. ft. of thoughtfully designed living space, this residence features three inviting bedrooms and two full bathrooms, including a primary bath that promises a serene retreat. The heart of the home is the family room, seamlessly connected to the kitchen, making it ideal for gatherings and everyday living. Enjoy the warmth of wood floors and a cozy fireplace that adds a touch of elegance to the space. Step outside to a generous 0.56-acre lot, where you can relax on the brick patio under the awning, perfect for outdoor entertaining or quiet evenings. The attached carport provides convenient parking, ensuring your vehicles are protected year-round. Located in a vibrant community, this home is surrounded by excellent schools, lush parks, and convenient public services, making it an ideal place to settle down. The neighborhood boasts a friendly atmosphere, with local shops and dining options just a short drive away. This property is less than two minutes away from I-70, making it easily accessible to major commuter routes. Embrace the lifestyle this home offers, where comfort meets community, and every day feels like a retreat. Don't miss the opportunity to make this delightful property your own!
#MDFR2072630

MYERSVILLE

2802 MONUMENT ROAD

3 Beds

2 Baths

1,225 Sq.Ft.

$415,000

MLS#: MDFR2072630

Beautiful brick end unit home with original hardwood floors throughout the main level. This home features fresh paint and large rooms with tall ceilings, 3 bedrooms and 1 bath.  Rear parking with spacious backyard, deck and patio.
#MDWA2033850

HAGERSTOWN

404 MITCHELL AVENUE

3 Beds

1 Baths

1,334 Sq.Ft.

$1,500

MLS#: MDWA2033850

2 Bedrooms, 1 fully remodeled bath with ceramic tile, washer/dryer, Remodeled designer kitchen (refrigerator,  dishwasher, garbage disposal, stove, and quartz countertops, and family room with LVP flooring.   Lawn Maintenance, is included in rent.   Tenants are liable for all Utilities (Water, Sewer, Electric, Oil).    Brand New Fresh Rentals!   Come Take A Look! Looking for credit of 620 or higher and must make 3 times the monthly rent. Available Feb 1st.
#MDWA2033612

FUNKSTOWN

9 E POPLAR STREET

2 Beds

1 Baths

1,664 Sq.Ft.

$1,500

MLS#: MDWA2033612

Country Living with Room to Grow!
Tucked away in a peaceful rural setting, this 3-bedroom, 1-bath home sits on a large lot offering plenty of space to spread out and enjoy the quiet life. The property features a screened-in porch perfect for morning coffee or relaxing evenings surrounded by nature. With its private location and endless potential, this home is ready for your personal touch. Bring your vision and make this country retreat shine again!
#MDAL2013108

CUMBERLAND

13614 OLDTOWN ROAD SE

3 Beds

1 Baths

1,248 Sq.Ft.

$69,000

MLS#: MDAL2013108

Total Makeover! Beautifully Renovated & Move-In Ready Welcome to this fully remodeled 3-bedroom, 2-bath home offering 2,400 square feet of stylish and comfortable living space. Every detail has been updated—from the new roof, flooring, and kitchen, to the HVAC ductwork and central A/C—giving you modern comfort and peace of mind. Enjoy the upgraded kitchen featuring sleek stainless steel appliances and elegant granite countertops.  Additional features include: All kitchen appliances convey, replacement windows, one car garage and ample parking,  borders Braddock Run with part of the lot in the flood zone. Whether you're hosting guests or enjoying quiet evenings at home, this property is move-in ready and waiting for you. Don’t miss out—schedule your private tour today!
#MDAL2013742

LAVALE

536 NATIONAL HIGHWAY

3 Beds

1 Baths

2,417 Sq.Ft.

$253,900

MLS#: MDAL2013742

Main level living and gorgeously situated on a large corner lot with large mature trees in the most desirable school district of Riderwood.  This lot is thought to be the largest in the neighbor boasting 3000 more  square feet than the next.  The front yard is peaceful and captivating while the back yard is quiet and serene.  Custom landscaping and a patio top off the privacy for enjoyable evenings grilling with neighbors.   This lovely family home is mere steps from the Valley Country Club offering tennis, swimming, playing and more.  Activity is vibrant and friendly in this lovely established neighborhood.   Neighbors enjoy walking, visiting and the local parks.  The corner lot features huge old Towson trees providing shade and the simple sound of swaying in the breeze.  The 4 bedroom  home is perfectly positioned on the corner lot to appreciate all the parcel offers.  Inside you are welcomed into a large sitting area and great family room open to the dining room and sleek designer kitchen.  The main level bedrooms are on their own hall privately positioned from the family space even with a glass paned door to partition the resting areas.  With new HVAC, hardie board siding and 2" wood plantation shutters throughout, we proudly present this loving and joyful family home.  Come tour this fully renovated and meticulously maintained from top to bottom home!!  Please be advised that ADT is active and cameras are in place.
#MDBC2138630

TOWSON

8300 ALSTON ROAD

4 Beds

2 Baths

1,612 Sq.Ft.

$569,999

MLS#: MDBC2138630

Investment property fully occupied with one addional space to renovate:
436 Apt 1 - residential/upstairs - 1 bedroom - currently rented
436 Apt 2 - residential/upstairs - 1 bedroom - currently rented
438 - commercial unit/downstairs, currently has Co-Space/yoga studio in there
440 - residential/upstairs - 2 bedroom - currently rented
442 - commercial unit/upstairs - currently has Permanent Solutions hair salon
1 car garage - being rented by Co-Space/yoga to expand yoga studio
21 Euclid (around back) - residential/upstairs - was previously a 1 bedroom apartment, currently gutted, ready to start renovations.  Gross rent in 2024 is $55,020.
#MDAL2012254

CUMBERLAND

436- 442 N CENTRE STREET

None Beds

None Baths

5,959 Sq.Ft.

$425,000

MLS#: MDAL2012254

Welcome to this stunning 2-story, 3-bedroom, 2.5-bath condo with a 1-car garage and private driveway, perfectly situated in the desirable Eastchurch neighborhood—just a short walk to vibrant Downtown Frederick and minutes from major commuter routes.

BUYER MAY QUALIFY FOR $10K GRANT!! In addition to the $10k PNC is also doing an additional 1% credit of whatever the loan balance is. 

The grant and credit are from PNC and do not have to be repaid.  They are not a 2nd lien and they do not have any requirements for how long someone has to stay in the home, they are a true grant given at settlement.  We also do not bump up the interest rate to generate the credits.
The borrower does not have to be a first time homebuyer, they only have to be purchasing as their primary residence.   They can also own other real estate. 

Step inside to discover a bright, open floor plan featuring luxury vinyl plank (LVP) flooring, neutral paint throughout, and tons of natural light. The modern kitchen is a chef’s dream, complete with granite countertops, stainless steel appliances, and a brand-new refrigerator offering an automatic water pitcher filler and two different types of ice cubes.

Upstairs, you’ll find a spacious primary suite with an oversized ensuite bathroom, along with conveniently located washer and dryer on the bedroom level.

Enjoy the best of community living with access to a pool, clubhouse, and neighborhood parks—all in a beautifully maintained setting.

This move-in ready home blends comfort, convenience, and style—all within walking distance to shops, restaurants, and everything Downtown Frederick has to offer!
#MDFR2071482

FREDERICK

665 E CHURCH STREET A

3 Beds

2 Baths

1,542 Sq.Ft.

$359,900

MLS#: MDFR2071482

Welcome to 16080 Kelbaugh Road, a custom-built Zimmerman home nestled on over 4 scenic acres just minutes from Route 15 and the heart of Thurmont!  Thoughtfully designed,  this stunning 4-bedroom, 3-bathroom home offers main-level living and stunning finishes throughout.

Enter inside to discover an open-concept layout featuring durable LVP flooring, soaring vaulted ceilings, and black-trim windows that flood the space with natural light. The gourmet kitchen is a showstopper with granite countertops and backsplash, modern cabinetry, under-cabinet lighting, and an expansive 6-foot island. All appliances are gas, and the adjacent dining and living areas flow seamlessly.  The living room also features a cozy gas fireplace. French doors off the kitchen open to a half-wraparound porch with gorgeous views.

The main level primary suite is a serene retreat with a large walk-in closet and spa-like bath, complete with a dual-head walk-in shower, bench seating, and a double vanity.  The main level is finished off with a laundry/mud room, full bathroom and an additional bedroom. Located on the second level are two additional bedrooms and another full hallway bathroom.

Originally perced for up to 7 bedrooms, this home was built to allow for future expansion if desired.  This location is the perfect setting for anyone seeking space while still having convenient access to schools, shops, and commuter routes.

Don’t miss your chance to make this one-of-a-kind property your forever home—schedule your private showing today!
#MDFR2073310

THURMONT

16080 KELBAUGH ROAD

4 Beds

3 Baths

2,764 Sq.Ft.

$775,000

MLS#: MDFR2073310

This recently renovated 3-bedroom, 2-bathroom home offers modern living in a serene rural setting. All bedrooms have been refreshed, as well as the bathrooms and kitchen. Newer stainless steel appliances gleam in the kitchen. Washer and dryer are located on the main level. The renovated attic has a private bedroom with attached private bathroom. BRAND NEW HVAC July 2024. The property includes a garage with electric as well as ample driveway parking.  Enjoy outdoor entertaining space on the deck. Situated in a prime location, this home is part of the sought-after URBANA SCHOOL DISTRICT. This home is perfect for those seeking a peaceful yet accessible location. Enjoy easy access to commuter routes, outdoor sports and recreation, and the vibrant social, culinary, and entertainment scene of Downtown Frederick. Near Worthington Manor Golf Club, and quick access to I-270, Route 355 and Route 28. The property was APPRAISED in 2024 for the list price.
#MDFR2051432

ADAMSTOWN

3243 PARK MILLS ROAD

3 Beds

2 Baths

1,049 Sq.Ft.

$475,000

MLS#: MDFR2051432

Beautifully updated 4-bedroom, 2-bath home featuring refinished hardwood floors on the main level and brand-new carpet on the lower level. The kitchen includes stainless steel appliances and quartz countertops, and both bathrooms have been renovated with modern finishes. Have peace of mind with the brand new HVAC unit.  Enjoy hosting family or friends in the incredible four-season room, and take advantage of the large, flat backyard — perfect for relaxing or any outdoor activities. Close to major commuting routes, shopping and restaurants.  No city taxes!  This home is truly move-in ready.  POSSIBLE SELLER FINANCING AVAILABLE
#MDFR2073756

FREDERICK

8116 BROADVIEW DRIVE

4 Beds

2 Baths

2,052 Sq.Ft.

$515,000

MLS#: MDFR2073756

Wind your way to the heart of almost 28 acres of horse and rider dreamland.  A virtually brand new horse barn includes 16 Classic Equine stalls, hayloft, thoughtful hi velocity cupola fans for ventilation, excellent lighting, hot water wash rack, large grooming stall and feed center with laundry.  New high velocity exhaust fans maintain a healthy environment year round.   For the horse enthusiasts, a boastful lounge with kitchen and office are just steps away from the large tack room & barn  bathroom.   Efficient space for tractor storage and shavings is thoughtfully located in proximity to turnout, stalls, manure storage and even the  oversized 2 bedroom barn staff apartment.  Topping off the extensive amenities is an outdoor arena with new footing and drainage.  A 100 x 200 bluestone pad with indoor coverall arena with all new footing offers year round riding opportunities.  Paddocks are plentiful and offer run ins, shade trees and peaceful rolling countryside for enjoyable turnout.  Everything is meticulously maintained and in exceptional condition which is so refreshing!  The human side of this estate property is equally as thoughtful offering a brick colonial 3 bedroom 2.5 bathroom with a porch overlooking paddocks and pasture.  Decks and flat usable yard highlight the endless views in all directions.  A 3 bedroom 2 full bath mobile home is additional living space on the ample 28 acres appreciating sunsets and sunrises from a large deck off the side.  This property is utilitarian in its business minded training amenities and rich with additions to make work and equestrian facility living so efficient and fun.  Training horses are currently in work at this facility so we kindly request that you do not enter the driveway without an approved appointment.
#MDFR2065510

UNION BRIDGE

10224 BESSIE CLEMSON ROAD

8 Beds

5 Baths

3,174 Sq.Ft.

$1,899,999

MLS#: MDFR2065510

Charming and cozy home in Brunswick! Updated floors, and a fully remodeled bathroom. New siding and porch roof. With room for your personal touch and modern upgrades, it offers potential as both a comfortable residence and a profitable rental property. This home combines convenience with community charm. Motivated seller, schedule your tour today!
#MDFR2060836

BRUNSWICK

211 N MAPLE AVENUE

2 Beds

1 Baths

1,206 Sq.Ft.

$279,900

MLS#: MDFR2060836

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